The Matrix Resurrections has a lot of problems, but the film's biggest problem was justifying another sequel. Although The Matrix trilogy isn't perfect, it has a self-contained story that is perfectly wrapped up by the end of the third film. The Matrix Resurrections was a completely unneeded entry in an otherwise finished franchise, but the film goes jumps through hoops in attempting to justify its existence.
https://screenrant.com/matrix-resurrections-justify-sequel-problem/